It’s easy to blow the budget over the summer holidays. Most of us want to forget about belt-tightening at this time of the year, but that can mean a debt-laden new year.
Even if it’s been a costly Christmas, it’s wise to start taking steps now to manage your money. Too many people fall into the trap of putting gifts on credit cards or a store card, which can add dollars to the cost of every purchase. It’s a good idea to always pay mortgage, rent, finance and insurance payments before spending on gifts and food.
If you’re in a tight spot with your finances, Budget Service Marlborough may be able to help. It’s a free service with trained people. Don’t leave it until you’re in real trouble – the sooner you act the better. They can review your household budget and check you’re receiving all your entitlements.
You can contact Budget Service Marlborough on Ph: 03 578 2006 or visit them at 25 Alfred Street Blenheim, from 10.00 am to 3.00 pm. Appointments at other times can be arranged.